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Paycheck Protection Program Flexibility Act of 2020

Public Law 116-142 · H.R. 7010 · 116th Congress · began in the House

Signed by Donald Trump (R) on Jun 5, 2020 · Commerce

Sponsor: Rep. Dean Phillips (D-MN-3)

Cosponsors (86): Rep. Chip Roy,

Passage votesYeaNay

  • HouseRecorded vote: 417 yea, 1 nay417–1
  • SenateVoice vote
Data notes

The final version of the law, as each chamber passed it. A chamber that passed it by voice vote or unanimous consent has no count. “Method not stated” means the record does not say how the chamber voted. Where the record has a member-by-member vote, the “Who voted for it” section shows who voted yea.

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Summary

The Congressional Research Service’s plain-language summary of what the law does.

Paycheck Protection Program Flexibility Act of 2020

This bill modifies provisions related to the forgiveness of loans made to small businesses under the Paycheck Protection Program implemented in response to COVID-19 (i.e., coronavirus disease 2019).

Specifically, the bill establishes a minimum maturity of five years for a paycheck protection loan with a remaining balance after forgiveness. The bill also extends the covered period during which a loan recipient may use such funds for certain expenses while remaining eligible for forgiveness. The bill raises the non-payroll portion of a forgivable covered loan amount from the current 25% up to 40%.

The bill extends the period in which an employer may rehire or eliminate a reduction in employment, salary, or wages that would otherwise reduce the forgivable amount of a paycheck protection loan. However, the forgivable amount must be determined without regard to a reduction in the number of employees if the recipient is (1) unable to rehire former employees and is unable to to hire similarly qualified employees, or (2) unable to return to the same level of business activity due to compliance with federal requirements or guidance related to COVID-19.

Additionally, the bill revises the deferral period for paycheck protection loans, allowing recipients to defer payments until they receive compensation for forgiven amounts. Recipients who do not apply for forgiveness shall have 10 months from the program's expiration to begin making payments.

The bill also eliminates a provision that makes a paycheck protection loan recipient who has such indebtedness forgiven ineligible to defer payroll tax payments.

Lastly, the bill is designated as an emergency requirement pursuant to the Statutory Pay-As-You-Go Act of 2010 (PAYGO) and the Senate PAYGO rule.

Who voted for it

Every House member of the 116th Congress on the ideology compass. Highlighted: the 417 who voted yea on final passage. Faded: everyone else, including those who voted nay, did not vote, or had not yet taken office.

417 yea1 nay13 present or did not vote

ProEstablishmentAnti
Economic left–right
More liberalMore conservative

Democrats who voted yea(233)

Republicans who voted yea(184)

Data notes

The House’s recorded vote on the final version of the law (roll call 813 in Voteview), matched to the vote the record cites and checked against its totals. Positions are each member’s DW-NOMINATE score for that Congress, as on the Ideology page; left to right is more liberal to more conservative. Paired and announced yea votes count as yea. Lists follow the compass, most liberal first. A name links to a profile only for members of the current Congress. A law passed by voice vote or unanimous consent has no member list, and neither does a vote Voteview has not yet recorded.

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Committees

The committees the bill was sent to, and what each did with it.

Data notes

A committee links to its page only where it exists in the current Congress; older and renamed committees are named without a link.

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Related bills

2 bills the Library of Congress relates to this one.

  • H.R. 6886Related bill

    Paycheck Protection Program Flexibility Act of 2020

  • S. 3805Related bill

    Paycheck Protection Program Flexibility Act of 2020

Data notes

Related bills are identified by the Congressional Research Service, the House and the Senate: companion and identical bills, bills with similar text, bills that were folded into this law, and rules that brought it to the floor. A bill that is itself a public law in this site’s data links here; the others link to Congress.gov.

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Timeline

From introduction to signing, newest first: the committees, the floor and the president. 15 actions.

  1. Jun 5, 2020Became lawBecame law · Became Public Law No: 116-142.
  2. Became lawBecame law · Signed by President.
  3. FloorFloor · Presented to President.
  4. Jun 4, 2020FloorFloor · Message on Senate action sent to the House.
  5. Jun 3, 2020FloorFloor · Passed Senate without amendment by Voice Vote.
  6. Jun 1, 2020CommitteeCommittee · Received in the Senate, read twice.
  7. May 28, 2020FloorFloor · Motion to reconsider laid on the table Agreed to without objection.
  8. FloorFloor · On motion to suspend the rules and pass the bill, as amended Agreed to by the Yeas and Nays: (2/3 required): 417 - 1 (Roll no. 114).House roll call 114
  9. FloorFloor · Considered as unfinished business.
  10. FloorFloor · At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed.
  11. FloorFloor · DEBATE - The House proceeded with forty minutes of debate on H.R. 7010.
  12. FloorFloor · Considered under suspension of the rules.
  13. FloorFloor · Ms. Velazquez moved to suspend the rules and pass the bill, as amended.
  14. May 26, 2020CommitteeCommittee · Referred to the Committee on Small Business, and in addition to the Committee on Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
  15. IntroducedIntroduced · Introduced in House
Data notes

Every action the Library of Congress lists for the bill, from introduction to signing, plus the dated committee hearings. The source lists many steps twice (the chamber’s own entry and the Library of Congress copy, or a presidential and a became-law entry with the same words); those are shown once. Amendments are listed in their own section.

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Amendments

No amendments to this bill are on record.

Data notes

Amendments offered to this bill in either chamber, as the Library of Congress records them: each with a status read from its last recorded step: agreed to, rejected, withdrawn, ruled out of order, fell with another amendment, or offered with no vote recorded (most Senate amendments are only ever offered). The wording of each amendment is the source’s. Amendments to amendments and amendments to other bills are not listed.

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Official record

The bill’s full text is on Congress.gov. Data through Oct 7, 2026.