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A joint resolution to provide for the temporary extension of certain programs relating to housing and community development, and for other purposes.

Public Law 99-219 · H.J.Res. 495 · 99th Congress · began in the House

Signed by Ronald Reagan (R) on Dec 26, 1985 · Housing and Community Development

Sponsor: Rep. Fernand St. Germain (D-RI-1)

Cosponsors: None

Passage votes

  • HouseVoice vote
  • SenateVoice vote
Data notes

The final version of the law, as each chamber passed it. A chamber that passed it by voice vote or unanimous consent has no count. “Method not stated” means the record does not say how the chamber voted. Where the record has a member-by-member vote, the “Who voted for it” section shows who voted yea.

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Summary

The Congressional Research Service’s plain-language summary of what the law does.

Amends the National Housing Act to extend authority through March 17, 1986, for: (1) title I financial institution insurance for housing renovation and modernization; (2) general mortgage insurance; (3) low and moderate income and displaced families mortgage insurance; (4) homeownership for lower income families including mortgage insurance authority and housing stimulus authority; (5) mortgage co-insurance, including rental rehabilitation and development projects; (6) graduated payment and indexed mortgage insurance; (7) the demonstration mortgage reinsurance program; (8) mortgage insurance for armed forces' civilian employees and defense housing for impacted areas; (9) mortgage insurance for land development; and (10) mortgage insurance for medical and dental group practice facilities.

Amends the Housing Act of 1964 to extend urban rehabilitation loan authority through March 17, 1986.

Amends the Housing Act of 1949 to extend Farmers Home Administration authority through March 17, 1986, for: (1) insured loans for rental and cooperative housing and related facilities for elderly persons and families in rural areas; (2) rural communities with 10,000 - 20,000 population to participate in rural housing programs; and (3) mutual and self-help housing grant and loan authority.

Amends the National Flood Insurance Act of 1968 to extend authority through March 17, 1986, for national flood insurance, including emergency implementation and flood-risk zones. Limits flood and crime insurance premium rate increases during such period to a maximum prorated annual rate of five percent.

Amends the National Housing Act to extend authority for the national crime insurance program through March 17, 1986.

Amends the Housing and Community Development Act of 1974 to extend through March 17, 1986, community development block grant entitlement authority for certain metropolitan city and urban county areas.

Amends the Housing and Urban-Rural Recovery Act of 1983 to extend through March 17, 1986, the maximum interest rate limitation on loans for housing and related facilities for elderly or handicapped families.

Extends the Home Mortgage Disclosure Act through March 17, 1986.

Committees

The committees the bill was sent to, and what each did with it.

Data notes

A committee links to its page only where it exists in the current Congress; older and renamed committees are named without a link.

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Timeline

From introduction to signing, newest first: the committees, the floor and the president. 10 actions.

  1. Dec 26, 1985Became lawBecame law · Became Public Law No: 99-219.
  2. Became lawBecame law · Signed by President.
  3. Dec 24, 1985PresidentPresident · Presented to President.
  4. Dec 20, 1985FloorFloor · Passed Senate without amendment by Voice Vote.
  5. Dec 19, 1985FloorFloor · Passed House by Voice Vote.
  6. FloorFloor · Called up by House by Unanimous Consent.
  7. CommitteeCommittee · Referred to House Financial Services Committee
  8. CommitteeCommittee · Discharged from House Financial Services Committee
  9. CommitteeCommittee · Referred to Housing and Insurance Subcommittee of the House Financial Services Committee
  10. IntroducedIntroduced · Introduced in the House
Data notes

Shows the introduction, each committee and subcommittee step the source dates (referral, hearings, markup, report, discharge), and the floor, conference, presidential and became-law steps. Calendar placements, messages between the chambers, amendments and committee report numbers are not shown for laws before the 108th Congress. Two entries the source lists twice are shown once.

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Official record

The bill’s full text and every action, including introduction and committee steps, are on Congress.gov. Data through Oct 7, 2026.