A joint resolution to provide for the temporary extension of certain programs relating to housing and community development, and for other purposes.
Public Law 99-120 · H.J.Res. 393 · 99th Congress · began in the House
Signed by Ronald Reagan (R) on Oct 8, 1985 · Housing and Community Development
Sponsor: Rep. Henry González (D-TX-20)
Cosponsors (3): Rep. Fernand St. Germain, Rep. Chalmers Wylie,
Passage votes
- HouseUnanimous consent
- SenateVoice vote
Data notes
The final version of the law, as each chamber passed it. A chamber that passed it by voice vote or unanimous consent has no count. “Method not stated” means the record does not say how the chamber voted. Where the record has a member-by-member vote, the “Who voted for it” section shows who voted yea.
Summary
The Congressional Research Service’s plain-language summary of what the law does.
Amends the National Housing Act to extend authority for 45 days for: (1) title I financial institution insurance for housing renovation and modernization; (2) general mortgage insurance; (3) low and moderate income and displaced families mortgage insurance; (4) homeownership for lower income families including mortgage insurance authority and housing stimulus authority; (5) mortgage co-insurance, including rental rehabilitation and development projects; (6) graduated payment and indexed mortgage insurance; (7) the demonstration mortgage reinsurance program; (8) mortgage insurance for armed forces' civilian employees and defense housing for impacted areas; (9) mortgage insurance for land development; and (10) mortgage insurance for medical and dental group practice facilities.
Amends the Housing Act of 1964 to extend for 45 days urban rehabilitation loan authority.
Amends the Housing Act of 1949 to extend Farmers Home Administration authority for 45 days for: (1) insured loans for rental and cooperative housing and related facilities for elderly persons and families in rural areas; (2) rural communities with 10,000 - 20,000 population to participate in rural housing programs; and (3) mutual and self-help housing grant and loan authority.
Amends the National Flood Insurance Act of 1968 to extend authority for 45 days for national flood insurance, including emergency implementation and flood-risk zones.
Amends the National Housing Act to extend authority for 45 days for the national crime insurance program.
Amends the Housing and Community Development Act of 1974 to extend for 45 days community development block grant entitlement authority for certain metropolitan city and urban county areas.
Amends the Housing and Urban-Rural Recovery Act of 1983 to extend for 45 days the maximum interest rate limitation on loans for housing and related facilities for elderly or handicapped families.
Extends the Home Mortgage Disclosure Act for 45 days.
Amends the Garn-St Germain Depository Institutions Act of 1982 to extend authority through April 15, 1986 for the net worth certificate program.
Committees
The committees the bill was sent to, and what each did with it.
Financial Services Committee · House · discharged from, referred toSubcommittee: Housing and Insurance Subcommittee
Data notes
A committee links to its page only where it exists in the current Congress; older and renamed committees are named without a link.
Timeline
From introduction to signing, newest first: the committees, the floor and the president. 12 actions.
- Oct 8, 1985Became lawBecame law · Became Public Law No: 99-120.
- Became lawBecame law · Signed by President.
- Oct 7, 1985PresidentPresident · Presented to President.
- Oct 3, 1985Resolving differencesResolving differences · House Agreed to Senate Amendments by Unanimous Consent.
- Oct 2, 1985FloorFloor · Passed Senate with an amendment by Voice Vote.
- FloorFloor · Measure laid before Senate by unanimous consent.
- Sep 20, 1985FloorFloor · Passed House by Voice Vote.
- FloorFloor · Called up by House by Unanimous Consent.
- CommitteeCommittee · Discharged from House Financial Services Committee
- Sep 19, 1985CommitteeCommittee · Referred to House Financial Services Committee
- CommitteeCommittee · Referred to Housing and Insurance Subcommittee of the House Financial Services Committee
- IntroducedIntroduced · Introduced in the House
Data notes
Shows the introduction, each committee and subcommittee step the source dates (referral, hearings, markup, report, discharge), and the floor, conference, presidential and became-law steps. Calendar placements, messages between the chambers, amendments and committee report numbers are not shown for laws before the 108th Congress. Two entries the source lists twice are shown once.
Official record
The bill’s full text and every action, including introduction and committee steps, are on Congress.gov. Data through Oct 7, 2026.