Congress · Laws

An act to extend the Emergency Agricultural Credit Adjustment Act of 1978, and for other purposes.

Public Law 96-220 · S. 2269 · 96th Congress · began in the Senate

Signed by Jimmy Carter (D) on Mar 30, 1980 · Agriculture and Food

Sponsor: Sen. Edward Zorinsky (D-NE)

Cosponsors (18): Sen. Herman Talmadge, Sen. George McGovern,

Passage votesYeaNay

HouseRecorded vote: 380 yea, 10 nay380–10
SenateMethod not stated

Data notes

The final version of the law, as each chamber passed it. A chamber that passed it by voice vote or unanimous consent has no count. “Method not stated” means the record does not say how the chamber voted. Where the record has a member-by-member vote, the “Who voted for it” section shows who voted yea.

Report a correction

Summary

The Congressional Research Service’s plain-language summary of what the law does.

Amends the Emergency Agricultural Credit Adjustment Act of 1978 to require as a prerequisite for a loan under such Act written indication of at least one declination of private credit for loans under $300,000 and two such declinations for loans over $300,000. Authorizes the Secretary of Agriculture to waive such requirement for loans under $300,000 upon determination that an undue burden would be placed on an applicant.

Limits loans for refinancing indebtedness on farm or home real estate under such Act to real estate purchased by an applicant at least one year prior to the date of the loan application.

Directs the Secretary to review insured loans under such Act three years after the loan is made and every two years thereafter to determine whether the borrower can obtain a loan at reasonable rates and terms for loans for similar purposes and periods of time from a production credit association, a Federal land bank, or other responsible cooperative or private credit source.

Prohibits insured loans for more than $300,000 under such Act, unless the Secretary determines that the applicant cannot obtain from a private or cooperative lending agency a sufficient guaranteed loan under such Act.

Raises from $4,000,000,000 to $6,000,000,000 the limit on the total principal balance outstanding at any time on loans insured or guaranteed under such Act. Extends the authority of the Secretary of Agriculture to make new contracts of insurance or guarantee under such Act until September 30, 1981.

Directs the Secretary to conduct a comprehensive study, with specified inclusions, of the operation and effectiveness of the financial assistance program authorized under such Act and to report, with recommendations, to Congress. Requires that any such recommendations for extending the authority to insure and guarantee loans under such Act shall evaluate possible alternatives.

Who voted for it

Every House member of the 96th Congress on the ideology compass. Highlighted: the 383 who voted yea on final passage. Faded: everyone else, including those who voted nay, did not vote, or had not yet taken office.

383 yea10 nay38 present or did not vote

Dimension 2

Economic left–right

More liberalMore conservative

Democrats who voted yea(239)

Rep. Parren MitchellD-MD-7
Rep. Phillip BurtonD-CA-6
Rep. Robert GarciaD-NY-21
Rep. John ConyersD-MI-1
Rep. Louis StokesD-OH-21
Rep. Ronald DellumsD-CA-8
Rep. Frederick RichmondD-NY-14
Rep. Edward RoybalD-CA-25
Rep. Anthony BeilensonD-CA-23
Rep. Charlie RangelD-NY-19
Rep. Benjamin RosenthalD-NY-8
Rep. Don EdwardsD-CA-10
Rep. Henry GonzálezD-TX-20
Rep. Richard BollingD-MO-5
Rep. James CormanD-CA-21
Rep. Edward PattenD-NJ-15
Rep. James ScheuerD-NY-11
Rep. Paul SimonD-IL-24
Rep. William GrayD-PA-2
Rep. Jonathan BinghamD-NY-22
Rep. Theodore WeissD-NY-20
Rep. Julian DixonD-CA-28
Rep. Shirley ChisholmD-NY-12
Rep. David BoniorD-MI-12
Rep. Charles DiggsD-MI-13
Rep. Bennett StewartD-IL-1
Rep. William LehmanD-FL-13
Rep. Dante FascellD-FL-15
Rep. Sidney YatesD-IL-9
Rep. Stephen SolarzD-NY-13
Rep. Pete StarkD-CA-9
Rep. George BrownD-CA-36
Rep. George DanielsonD-CA-30
Rep. Richard NolanD-MN-6
Rep. John SeiberlingD-OH-14
Rep. Charles PriceD-IL-23
Rep. Lucien NedziD-MI-14
Rep. Gus HawkinsD-CA-29
Rep. William FordD-MI-15
Rep. Daniel RostenkowskiD-IL-8
Rep. Henry ReussD-WI-5
Rep. John BrademasD-IN-3
Rep. Frank ThompsonD-NJ-4
Rep. Claude PepperD-FL-14
Rep. Martin SaboD-MN-5
Rep. Thomas AshleyD-OH-9
Rep. James OberstarD-MN-8
Rep. Richard OttingerD-NY-24
Rep. William BrodheadD-MI-17
Rep. James ShannonD-MA-5
Rep. Robert KastenmeierD-WI-2
Rep. Lionel Van DeerlinD-CA-42
Rep. Dave ObeyD-WI-7
Rep. Peter RodinoD-NJ-10
Rep. John FaryD-IL-5
Rep. Cardiss CollinsD-IL-7
Rep. Norman MinetaD-CA-13
Rep. Robert DrinanD-MA-4
Rep. Victor FazioD-CA-4
Rep. Daniel AkakaD-HI-2
Rep. Robert GiaimoD-CT-3
Rep. Bruce VentoD-MN-4
Rep. Henry WaxmanD-CA-24
Rep. Robert MatsuiD-CA-3
Rep. William BurlisonD-MO-10
Rep. James WrightD-TX-12
Rep. James BlanchardD-MI-18
Rep. Alvin BaldusD-WI-3
Rep. Harold JohnsonD-CA-1
Rep. John MoakleyD-MA-9
Rep. Gerry StuddsD-MA-12
Rep. Frank AnnunzioD-IL-11
Rep. Charles VanikD-OH-22
Rep. Ed MarkeyD-MA-7
Rep. Clement ZablockiD-WI-4
Rep. Albert UllmanD-OR-2
Rep. Jerry PattersonD-CA-38
Rep. Gene MaguireD-NJ-7
Rep. Gillis LongD-LA-8
Rep. Thomas DowneyD-NY-2
Rep. James HowardD-NJ-3
Rep. Barbara MikulskiD-MD-3
Rep. Edward StackD-FL-12
Rep. John MurphyD-NY-17
Rep. Allan SwiftD-WA-2
Rep. Michael LowryD-WA-7
Rep. Michael BarnesD-MD-8
Rep. George MillerD-CA-7
Rep. Nick RahallD-WV-4
Rep. Matthew McHughD-NY-27
Rep. Tony HallD-OH-3
Rep. Peter PeyserD-NY-23
Rep. Leslie AspinD-WI-1
Rep. Harley StaggersD-WV-2
Rep. Robert MollohanD-WV-1
Rep. Geraldine FerraroD-NY-9
Rep. Anthony CoelhoD-CA-15
Rep. Howard WolpeD-MI-3
Rep. John MurthaD-PA-12
Rep. Timothy WirthD-CO-2
Rep. Thomas FoleyD-WA-5
Rep. Mike McCormackD-WA-4
Rep. Bob CarrD-MI-6
Rep. Robert DuncanD-OR-3
Rep. William RatchfordD-CT-5
Rep. Mario BiaggiD-NY-10
Rep. Albert GoreD-TN-4
Rep. James FlorioD-NJ-1
Rep. Herbert HarrisD-VA-8
Rep. Thomas SteedD-OK-4
Rep. Christopher DoddD-CT-2
Rep. Fernand St. GermainD-RI-1
Rep. Mary OakarD-OH-20
Rep. Morris UdallD-AZ-2
Rep. Dale KildeeD-MI-7
Rep. John BurtonD-CA-5
Rep. John LaFalceD-NY-36
Rep. Henry NowakD-NY-37
Rep. Donald PeaseD-OH-13
Rep. James HanleyD-NY-32
Rep. Norm DicksD-WA-6
Rep. Donald BaileyD-PA-21
Rep. Joseph FisherD-VA-10
Rep. Gladys SpellmanD-MD-5
Rep. Jerome TraxlerD-MI-8
Rep. Robert EdgarD-PA-7
Rep. Edward BolandD-MA-2
Rep. Lunsford PreyerD-NC-6
Rep. William CotterD-CT-1
Rep. Robert YoungD-MO-2
Rep. Butler DerrickD-SC-3
Rep. Dick GephardtD-MO-3
Rep. Stanley LundineD-NY-39
Rep. Cecil HeftelD-HI-1
Rep. Leo ZeferettiD-NY-15
Rep. Martin FrostD-TX-24
Rep. Frank GuariniD-NJ-14
Rep. Robert RoeD-NJ-8
Rep. Raymond KogovsekD-CO-3
Rep. Lester WolffD-NY-6
Rep. Joseph MinishD-NJ-11
Rep. Mendel DavisD-SC-1
Rep. Charles WilsonD-CA-31
Rep. Nicholas MavroulesD-MA-6
Rep. Sam GibbonsD-FL-7
Rep. Peter KostmayerD-PA-8
Rep. Walter JonesD-NC-1
Rep. Michael SynarD-OK-2
Rep. Neal SmithD-IA-4
Rep. Beryl AnthonyD-AR-4
Rep. John CavanaughD-NE-2
Rep. Bo GinnD-GA-1
Rep. Berkley BedellD-IA-6
Rep. Adam BenjaminD-IN-1
Rep. Carl PerkinsD-KY-7
Rep. Donald AlbostaD-MI-10
Rep. Douglas WalgrenD-PA-18
Rep. Clarence LongD-MD-2
Rep. Ike AndrewsD-NC-4
Rep. Don FuquaD-FL-2
Rep. Charles WhitleyD-NC-3
Rep. Bill HefnerD-NC-8
Rep. Wyche FowlerD-GA-5
Rep. William BonerD-TN-5
Rep. James LloydD-CA-35
Rep. John WilliamsD-MT-1
Rep. Ike SkeltonD-MO-4
Rep. Tom HarkinD-IA-5
Rep. Brian DonnellyD-MA-11
Rep. Tom BevillD-AL-4
Rep. Leon PanettaD-CA-16
Rep. Earl HuttoD-FL-1
Rep. William NatcherD-KY-2
Rep. James JonesD-OK-1
Rep. Allen ErtelD-PA-17
Rep. Jake PickleD-TX-10
Rep. Ed JonesD-TN-7
Rep. Romano MazzoliD-KY-3
Rep. Joseph GaydosD-PA-20
Rep. James MattoxD-TX-5
Rep. Tom DaschleD-SD-1
Rep. Samuel StrattonD-NY-28
Rep. Vonno GudgerD-NC-11
Rep. Koln McKayD-UT-1
Rep. Edward BeardD-RI-2
Rep. Abraham KazenD-TX-23
Rep. Ronnie FlippoD-AL-5
Rep. Floyd FithianD-IN-2
Rep. Norman D’AmoursD-NH-1
Rep. Daniel MicaD-FL-11
Rep. Thomas LukenD-OH-2
Rep. Jerome AmbroD-NY-3
Rep. Bill NelsonD-FL-9
Rep. Joseph EarlyD-MA-3
Rep. Jamie WhittenD-MS-1
Rep. Austin MurphyD-PA-22
Rep. Jack HightowerD-TX-13
Rep. Harold VolkmerD-MO-9
Rep. Lee HamiltonD-IN-9
Rep. David BowenD-MS-2
Rep. Philip SharpD-IN-10
Rep. Stephen NealD-NC-5
Rep. Charles BennettD-FL-3
Rep. Herbert RobertsD-TX-4
Rep. Joseph WyattD-TX-14
Rep. William HughesD-NJ-2
Rep. Billy EvansD-GA-8
Rep. Ed JenkinsD-GA-9
Rep. Kika de la GarzaD-TX-15
Rep. Daniel GlickmanD-KS-4
Rep. Jack BrinkleyD-GA-3
Rep. Patricia SchroederD-CO-1
Rep. John BreauxD-LA-7
Rep. Richard WhiteD-TX-16
Rep. Druie BarnardD-GA-10
Rep. Elliott LevitasD-GA-4
Rep. Gus YatronD-PA-6
Rep. Anthony LeachD-LA-4
Rep. Kent HanceD-TX-19
Rep. Eugene AtkinsonD-PA-25
Rep. Thomas HuckabyD-LA-5
Rep. Beverly ByronD-MD-6
Rep. William NicholsD-AL-3
Rep. Lawrence FountainD-NC-2
Rep. James SantiniD-NV
Rep. Glenn EnglishD-OK-6
Rep. Richard ShelbyD-AL-7
Rep. David EvansD-IN-6
Rep. Douglas ApplegateD-OH-18
Rep. Sam HallD-TX-1
Rep. Sonny MontgomeryD-MS-3
Rep. Phil GrammD-TX-6
Rep. Charlie StenholmD-TX-17
Rep. Andrew JacobsD-IN-11
Rep. James LeathD-TX-11
Rep. Dan DanielD-VA-5
Rep. Richard IchordD-MO-8
Rep. David SatterfieldD-VA-3
Rep. Robert StumpD-AZ-3

Republicans who voted yea(144)

Rep. Stewart McKinneyR-CT-4
Rep. Bill GreenR-NY-18
Rep. Harold HollenbeckR-NJ-9
Rep. Silvio ConteR-MA-1
Rep. Pete McCloskeyR-CA-12
Rep. Marc MarksR-PA-24
Rep. Charles DoughertyR-PA-4
Rep. Margaret HecklerR-MA-10
Rep. Carl PursellR-MI-2
Rep. Frank HortonR-NY-34
Rep. Benjamin GilmanR-NY-26
Rep. Matthew RinaldoR-NJ-12
Rep. John BuchananR-AL-6
Rep. Joel PritchardR-WA-1
Rep. Lyle WilliamsR-OH-19
Rep. Hamilton FishR-NY-25
Rep. Tim CarterR-KY-5
Rep. Jim JeffordsR-VT
Rep. Jim JohnsonR-CO-4
Rep. John StantonR-OH-11
Rep. Paul FindleyR-IL-20
Rep. William WamplerR-VA-9
Rep. Jack EdwardsR-AL-1
Rep. Donald MitchellR-NY-31
Rep. John DuncanR-TN-2
Rep. Robert DavisR-MI-11
Rep. Donald ClausenR-CA-2
Rep. Norman LentR-NY-4
Rep. Olympia SnoweR-ME-2
Rep. James QuillenR-TN-1
Rep. Henry HydeR-IL-6
Rep. William ClingerR-PA-23
Rep. Jim LeachR-IA-1
Rep. Thomas EvansR-DE
Rep. Edward MadiganR-IL-21
Rep. Elwood HillisR-IN-5
Rep. Robert McEwenR-NY-30
Rep. William RoyerR-CA-11
Rep. Mark AndrewsR-ND
Rep. David EmeryR-ME-1
Rep. George WhitehurstR-VA-2
Rep. Robert CoughlinR-PA-13
Rep. James BroyhillR-NC-10
Rep. Harold SawyerR-MI-5
Rep. Larry WinnR-KS-3
Rep. Robert McCloryR-IL-13
Rep. John ErlenbornR-IL-14
Rep. William HarshaR-OH-6
Rep. Don YoungR-AK
Rep. Chalmers WylieR-OH-15
Rep. George O’BrienR-IL-17
Rep. Guy Vander JagtR-MI-9
Rep. Ralph RegulaR-OH-16
Rep. Virginia SmithR-NE-3
Rep. David MarriottR-UT-2
Rep. Robin BeardR-TN-6
Rep. William MooreR-LA-6
Rep. Arlen ErdahlR-MN-1
Rep. Manuel LujánR-NM-1
Rep. Paul TribleR-VA-1
Rep. Bob WilsonR-CA-41
Rep. Doug BereuterR-NE-1
Rep. John HammerschmidtR-AR-3
Rep. Robert LivingstonR-LA-1
Rep. James ClevelandR-NH-2
Rep. Thomas TaukeR-IA-2
Rep. Willis GradisonR-OH-1
Rep. Earl ColemanR-MO-6
Rep. Keith SebeliusR-KS-1
Rep. Manley ButlerR-VA-6
Rep. John PorterR-IL-10
Rep. Floyd SpenceR-SC-2
Rep. Carroll CampbellR-SC-4
Rep. John WydlerR-NY-5
Rep. Marion SnyderR-KY-4
Rep. Huey DeckardR-IN-8
Rep. Tennyson GuyerR-OH-4
Rep. Larry HopkinsR-KY-6
Rep. Charles PashayanR-CA-17
Rep. Jack KempR-NY-38
Rep. Thomas CorcoranR-IL-15
Rep. W. Bill YoungR-FL-6
Rep. Robert WhittakerR-KS-5
Rep. William BroomfieldR-MI-19
Rep. Clarence BrownR-OH-7
Rep. Tom PetriR-WI-6
Rep. James CourterR-NJ-13
Rep. William FrenzelR-MN-3
Rep. Edwin BethuneR-AR-2
Rep. Ronald MarleneeR-MT-2
Rep. Donald RitterR-PA-15
Rep. Edwin ForsytheR-NJ-6
Rep. Jerry LewisR-CA-37
Rep. Jon HinsonR-MS-4
Rep. Clair BurgenerR-CA-43
Rep. Chuck GrassleyR-IA-3
Rep. Trent LottR-MS-5
Rep. Thomas HagedornR-MN-2
Rep. James RobinsonR-VA-7
Rep. Gary LeeR-NY-33
Rep. Richard SchulzeR-PA-5
Rep. James MartinR-NC-9
Rep. Robert MichelR-IL-18
Rep. Barber ConableR-NY-35
Rep. John MyersR-IN-7
Rep. Edward DerwinskiR-IL-4
Rep. Robert DornanR-CA-27
Rep. Skip BafalisR-FL-10
Rep. William GoodlingR-PA-19
Rep. Arlan StangelandR-MN-7
Rep. Toby RothR-WI-8
Rep. William DickinsonR-AL-2
Rep. Wayne GrishamR-CA-33
Rep. William CarneyR-NY-1
Rep. Barry GoldwaterR-CA-20
Rep. Robert DanielR-VA-4
Rep. Richard CheneyR-WY
Rep. Bill ThomasR-CA-18
Rep. Mickey EdwardsR-OK-5
Rep. Thomas LoefflerR-TX-21
Rep. Gene TaylorR-MO-7
Rep. Robert LagomarsinoR-CA-19
Rep. Gerald SolomonR-NY-29
Rep. Carlos MoorheadR-CA-22
Rep. Dan QuayleR-IN-4
Rep. Delbert LattaR-OH-5
Rep. Marjorie HoltR-MD-4
Rep. Bud ShusterR-PA-9
Rep. Thomas KindnessR-OH-8
Rep. Clarence MillerR-OH-10
Rep. Robert WalkerR-PA-16
Rep. Kenneth KramerR-CO-5
Rep. Eldon RuddR-AZ-4
Rep. James SensenbrennerR-WI-9
Rep. Samuel DevineR-OH-12
Rep. Norman ShumwayR-CA-14
Rep. Daniel LungrenR-CA-34
Rep. Bill ArcherR-TX-7
Rep. James JeffriesR-KS-2
Rep. John AshbrookR-OH-17
Rep. John RousselotR-CA-26
Rep. Robert BaumanR-MD-1
Rep. Steven SymmsR-ID-1
Rep. George HansenR-ID-2

Data notes

The House’s recorded vote on the final version of the law (roll call 820 in Voteview), matched to the vote the record cites and checked against its totals. Positions are each member’s DW-NOMINATE score for that Congress, as on the Ideology page; left to right is more liberal to more conservative. Paired and announced yea votes count as yea. Lists follow the compass, most liberal first. A name links to a profile only for members of the current Congress. A law passed by voice vote or unanimous consent has no member list, and neither does a vote Voteview has not yet recorded.

Report a correction

Committees

The committees the bill was sent to, and what each did with it.

Agriculture, Nutrition, and Forestry Committee · Senate · referred to, reported by

Data notes

A committee links to its page only where it exists in the current Congress; older and renamed committees are named without a link.

Report a correction

Timeline

From introduction to signing, newest first: the committees, the floor and the president. 19 actions.

Mar 30, 1980Became lawBecame law · Signed by President.
PresidentPresident · Public Law 96-220.
Mar 28, 1980PresidentPresident · Measure presented to President.
PresidentPresident · Measure enrolled in Senate.
Mar 27, 1980PresidentPresident · Measure enrolled in House.
Resolving differencesResolving differences · House agreed to conference report, roll call #165 (380-10).House roll call 165
Resolving differencesResolving differences · Conference report agreed to in House: House agreed to conference report, roll call #165 (380-10).House roll call 165
Mar 26, 1980Resolving differencesResolving differences · Senate agreed to conference report.
Resolving differencesResolving differences · Conference report agreed to in Senate: Senate agreed to conference report.
Mar 25, 1980Resolving differencesResolving differences · Conference report filed in House, H. Rept. 96-854.
Resolving differencesResolving differences · Conference report filed: Conference report filed in House, H. Rept. 96-854.
Mar 18, 1980Resolving differencesResolving differences · Conference scheduled in House.
Mar 12, 1980Resolving differencesResolving differences · Conference scheduled in Senate.
Mar 5, 1980FloorFloor · Measure passed House, amended, in lieu of H. R. 6291.
FloorFloor · Measure called up by unanimous consent in House.
Mar 4, 1980FloorFloor · Measure passed Senate, amended.
Feb 25, 1980CommitteeCommittee · Reported by Senate Agriculture, Nutrition, and Forestry Committee
Feb 6, 1980CommitteeCommittee · Referred to Senate Agriculture, Nutrition, and Forestry Committee
IntroducedIntroduced · Introduced in the Senate

Data notes

Shows the introduction, each committee and subcommittee step the source dates (referral, hearings, markup, report, discharge), and the floor, conference, presidential and became-law steps. Calendar placements, messages between the chambers, amendments and committee report numbers are not shown for laws before the 108th Congress. Two entries the source lists twice are shown once.

Report a correction

Official record

The bill’s full text and every action, including introduction and committee steps, are on Congress.gov. Data through Oct 7, 2026.