To provide for a temporary extension of certain Federal Housing Administration mortgage insurance and related authorities, of the national flood insurance program, of the crime insurance and riot reinsurance programs, of certain rural housing authorities, and for other purposes.
Public Law 95-406 · S.J.Res. 165 · 95th Congress · began in the Senate
Signed by Jimmy Carter (D) on Sep 30, 1978 · Housing and Community Development
Sponsor: Sen. William Proxmire (D-WI)
Cosponsors (4): Sen. John Sparkman, Sen. Harrison Williams,
Passage votes
- HouseMethod not stated
- SenateMethod not stated
Data notes
The final version of the law, as each chamber passed it. A chamber that passed it by voice vote or unanimous consent has no count. “Method not stated” means the record does not say how the chamber voted. Where the record has a member-by-member vote, the “Who voted for it” section shows who voted yea.
Summary
The Congressional Research Service’s plain-language summary of what the law does.
Amends the National Housing Act to extend specified Federal Housing Administration insurance programs for 30 days.
Amends the Housing and Urban Development Act of 1970 to extend for 30 days the authority for financial assistance to community development programs.
Extends for 30 days the authority for the purchase of mortgages under the Emergency Home Purchase Assistance Act of 1974.
Amends the National Flood Insurance Act to extend the authority: (1) to enter into new flood insurance contracts; and (2) to provide subsidized flood insurance in emergencies.
Extends the authority for rural housing programs under the Housing Act of 1949.
Amends the National Housing Act to extend the Federal riot reinsurance program and the Federal crime insurance program for 30 days.
Committees
The committees the bill was sent to, and what each did with it.
Data notes
A committee links to its page only where it exists in the current Congress; older and renamed committees are named without a link.
Timeline
From introduction to signing, newest first: the committees, the floor and the president. 11 actions.
- Sep 30, 1978Became lawBecame law · Signed by President.
- PresidentPresident · Public Law 95-406.
- PresidentPresident · Measure presented to President.
- PresidentPresident · Measure enrolled in Senate.
- PresidentPresident · Measure enrolled in House.
- Sep 29, 1978FloorFloor · Measure passed House.
- FloorFloor · Measure called up by unanimous consent in House.
- FloorFloor · Measure passed Senate.
- CommitteeCommittee · Discharged from Senate Banking, Housing, and Urban Affairs Committee
- Sep 26, 1978CommitteeCommittee · Referred to Senate Banking, Housing, and Urban Affairs Committee
- IntroducedIntroduced · Introduced in the Senate
Data notes
Shows the introduction, each committee and subcommittee step the source dates (referral, hearings, markup, report, discharge), and the floor, conference, presidential and became-law steps. Calendar placements, messages between the chambers, amendments and committee report numbers are not shown for laws before the 108th Congress. Two entries the source lists twice are shown once.
Official record
The bill’s full text and every action, including introduction and committee steps, are on Congress.gov. Data through Oct 7, 2026.