PPP and Bank Fraud Enforcement Harmonization Act of 2022
Public Law 117-166 · H.R. 7352 · 117th Congress · began in the House
Signed by Joe Biden (D) on Aug 5, 2022 · Commerce
Sponsor: Rep. Nydia Velázquez (D-NY-7)
Cosponsors (4): Rep. Blaine Luetkemeyer, Rep. Kweisi Mfume,
Passage votesYeaNay
- HouseRecorded vote: 421 yea, 0 nay421–0
- SenateVoice vote
Data notes
The final version of the law, as each chamber passed it. A chamber that passed it by voice vote or unanimous consent has no count. “Method not stated” means the record does not say how the chamber voted. Where the record has a member-by-member vote, the “Who voted for it” section shows who voted yea.
Summary
The Congressional Research Service’s plain-language summary of what the law does.
This bill establishes a 10-year statute of limitations for criminal charges and civil enforcement against a borrower who engages in fraud with respect to a Paycheck Protection Program loan.
Who voted for it
Every House member of the 117th Congress on the ideology compass. Highlighted: the 421 who voted yea on final passage. Faded: everyone else, including those who voted nay, did not vote, or had not yet taken office.
421 yea0 nay6 present or did not vote
Democrats who voted yea(216)
Rep. Jamaal BowmanD-NY-16
Rep. Maxine WatersD-CA-43
Rep. Sylvia GarciaD-TX-29
Rep. Sean CastenD-IL-6
Rep. Sheila Cherfilus-McCormickD-FL-20
Rep. Adam SmithD-WA-9
Rep. Donald PayneD-NJ-10
Rep. Marie NewmanD-IL-3
Rep. Frederica WilsonD-FL-24
Rep. Joyce BeattyD-OH-3
Rep. Judy ChuD-CA-27
Rep. Dwight EvansD-PA-3
Rep. Karen BassD-CA-37
Rep. Bobby RushD-IL-1
Rep. Mark DeSaulnierD-CA-11
Rep. Ritchie TorresD-NY-15
Rep. Jim ClyburnD-SC-6
Rep. Adriano EspaillatD-NY-13
Rep. Veronica EscobarD-TX-16
Rep. Raúl GrijalvaD-AZ-3
Rep. Tony CárdenasD-CA-29
Rep. Jared HuffmanD-CA-2
Rep. Lois FrankelD-FL-21
Rep. Robin KellyD-IL-2
Rep. Bennie ThompsonD-MS-2
Rep. Anthony BrownD-MD-4
Rep. Brenda LawrenceD-MI-14
Rep. Juan VargasD-CA-51
Rep. Barbara LeeD-CA-13
Rep. Kathy CastorD-FL-14
Rep. Danny DavisD-IL-7
Rep. Jim McGovernD-MA-2
Rep. Donald McEachinD-VA-4
Rep. Terri SewellD-AL-7
Rep. Hakeem JeffriesD-NY-8
Rep. Gregory MeeksD-NY-5
Rep. Bobby ScottD-VA-3
Rep. Eddie JohnsonD-TX-30
Rep. Jerrold NadlerD-NY-10
Rep. Ruben GallegoD-AZ-7
Rep. G.K. ButterfieldD-NC-1
Rep. Nanette BarragánD-CA-44
Rep. Yvette ClarkeD-NY-9
Rep. Raul RuizD-CA-36
Rep. Norma TorresD-CA-35
Rep. Suzan DelBeneD-WA-1
Rep. Brendan BoyleD-PA-2
Rep. Pramila JayapalD-WA-7
Rep. Nydia VelázquezD-NY-7
Rep. Ted DeutchD-FL-22
Rep. Alma AdamsD-NC-12
Rep. Mark TakanoD-CA-41
Rep. Grace MengD-NY-6
Rep. Katherine ClarkD-MA-5
Rep. Shontel BrownD-OH-11
Rep. Dean PhillipsD-MN-3
Rep. Andy KimD-NJ-3
Rep. Doris MatsuiD-CA-6
Rep. Grace NapolitanoD-CA-32
Rep. Adam SchiffD-CA-28
Rep. Lori TrahanD-MA-3
Rep. David PriceD-NC-4
Rep. Emanuel CleaverD-MO-5
Rep. Steny HoyerD-MD-5
Rep. Lauren UnderwoodD-IL-14
Rep. Melanie StansburyD-NM-1
Rep. Donald NorcrossD-NJ-1
Rep. Linda SánchezD-CA-38
Rep. Paul TonkoD-NY-20
Rep. Brian HigginsD-NY-26
Rep. Chuy GarcíaD-IL-4
Rep. Rick LarsenD-WA-2
Rep. Joaquin CastroD-TX-20
Rep. Ted LieuD-CA-33
Rep. Jerry McNerneyD-CA-9
Rep. Kweisi MfumeD-MD-7
Rep. Andy LevinD-MI-9
Rep. David ScottD-GA-13
Rep. Hank JohnsonD-GA-4
Rep. Lucille Roybal-AllardD-CA-40
Rep. Bonnie Watson ColemanD-NJ-12
Rep. Ann KirkpatrickD-AZ-2
Rep. Brad ShermanD-CA-30
Rep. Dina TitusD-NV-1
Rep. Carolyn MaloneyD-NY-12
Rep. Brad SchneiderD-IL-10
Rep. John SarbanesD-MD-3
Rep. Mike LevinD-CA-49
Rep. Mondaire JonesD-NY-17
Rep. Joseph MorelleD-NY-25
Rep. Richard NealD-MA-1
Rep. Suzanne BonamiciD-OR-1
Rep. Alan LowenthalD-CA-47
Rep. Bill PascrellD-NJ-9
Rep. Donald BeyerD-VA-8
Rep. Deborah RossD-NC-2
Rep. Mark PocanD-WI-2
Rep. Pete AguilarD-CA-31
Rep. Sanford BishopD-GA-2
Rep. Elaine LuriaD-VA-2
Rep. Colin AllredD-TX-32
Rep. Marilyn StricklandD-WA-10
Rep. Jimmy GomezD-CA-34
Rep. Julia BrownleyD-CA-26
Rep. Sheila Jackson LeeD-TX-18
Rep. Madeleine DeanD-PA-4
Rep. Nikema WilliamsD-GA-5
Rep. Teresa Leger FernandezD-NM-3
Rep. Al GreenD-TX-9
Rep. Jackie SpeierD-CA-14
Rep. Ayanna PressleyD-MA-7
Rep. Chellie PingreeD-ME-1
Rep. Steven HorsfordD-NV-4
Rep. Troy CarterD-LA-2
Rep. Mary ScanlonD-PA-5
Rep. Jamie RaskinD-MD-8
Rep. Lisa Blunt RochesterD-DE
Rep. Jahana HayesD-CT-5
Rep. Mike QuigleyD-IL-5
Rep. Debbie DingellD-MI-12
Rep. Diana DeGetteD-CO-1
Rep. Earl BlumenauerD-OR-3
Rep. Josh HarderD-CA-10
Rep. Haley StevensD-MI-11
Rep. Anna EshooD-CA-18
Rep. Debbie Wasserman SchultzD-FL-23
Rep. Frank PalloneD-NJ-6
Rep. Jim CooperD-TN-5
Rep. Lucy McBathD-GA-6
Rep. Albio SiresD-NJ-8
Rep. Tim RyanD-OH-13
Rep. Ann KusterD-NH-2
Rep. Betty McCollumD-MN-4
Rep. Bill FosterD-IL-11
Rep. Kaialiʻi KaheleD-HI-2
Rep. Jim LangevinD-RI-2
Rep. Ami BeraD-CA-7
Rep. Ed PerlmutterD-CO-7
Rep. John YarmuthD-KY-3
Rep. André CarsonD-IN-7
Rep. Al LawsonD-FL-5
Rep. Elissa SlotkinD-MI-8
Rep. Jason CrowD-CO-6
Rep. William KeatingD-MA-9
Rep. Ro KhannaD-CA-17
Rep. Luis CorreaD-CA-46
Rep. Sara JacobsD-CA-53
Rep. Lloyd DoggettD-TX-35
Rep. Jake AuchinclossD-MA-4
Rep. Raja KrishnamoorthiD-IL-8
Rep. David TroneD-MD-6
Rep. Tom MalinowskiD-NJ-7
Rep. John GaramendiD-CA-3
Rep. A. Dutch RuppersbergerD-MD-2
Rep. Thomas SuozziD-NY-3
Rep. Joe NeguseD-CO-2
Rep. David CicillineD-RI-1
Rep. Gerald ConnollyD-VA-11
Rep. Marc VeaseyD-TX-33
Rep. Marcy KapturD-OH-9
Rep. Derek KilmerD-WA-6
Rep. Ilhan OmarD-MN-5
Rep. Carolyn BourdeauxD-GA-7
Rep. Steve CohenD-TN-9
Rep. Gwen MooreD-WI-4
Rep. Peter WelchD-VT
Rep. Frank MrvanD-IN-1
Rep. Alexandria Ocasio-CortezD-NY-14
Rep. Tom O’HalleranD-AZ-1
Rep. Darren SotoD-FL-9
Rep. Kim SchrierD-WA-8
Rep. Mike ThompsonD-CA-5
Rep. Salud CarbajalD-CA-24
Rep. Cynthia AxneD-IA-3
Rep. Stephen LynchD-MA-8
Rep. Vicente GonzalezD-TX-15
Rep. Henry CuellarD-TX-28
Rep. Eric SwalwellD-CA-15
Rep. Chrissy HoulahanD-PA-6
Rep. Mikie SherrillD-NJ-11
Rep. John LarsonD-CT-1
Rep. Katie PorterD-CA-45
Rep. Sharice DavidsD-KS-3
Rep. Joe CourtneyD-CT-2
Rep. Zoe LofgrenD-CA-19
Rep. Kathy ManningD-NC-6
Rep. Angie CraigD-MN-2
Rep. Peter DeFazioD-OR-4
Rep. Rashida TlaibD-MI-13
Rep. Daniel KildeeD-MI-5
Rep. Greg StantonD-AZ-9
Rep. Cheri BustosD-IL-17
Rep. Sean MaloneyD-NY-18
Rep. Charlie CristD-FL-13
Rep. Chris PappasD-NH-1
Rep. Scott PetersD-CA-52
Rep. Rosa DeLauroD-CT-3
Rep. Susie LeeD-NV-3
Rep. Jennifer WextonD-VA-10
Rep. Jimmy PanettaD-CA-20
Rep. Cori BushD-MO-1
Rep. Jim CostaD-CA-16
Rep. Matt CartwrightD-PA-8
Rep. Val DemingsD-FL-10
Rep. Lizzie FletcherD-TX-7
Rep. Conor LambD-PA-17
Rep. Seth MoultonD-MA-6
Rep. Kathleen RiceD-NY-4
Rep. Josh GottheimerD-NJ-5
Rep. Susan WildD-PA-7
Rep. Jim HimesD-CT-4
Rep. Abigail SpanbergerD-VA-7
Rep. Ed CaseD-HI-1
Rep. Stephanie MurphyD-FL-7
Rep. Ron KindD-WI-3
Rep. Kurt SchraderD-OR-5
Republicans who voted yea(205)
Rep. Brian FitzpatrickR-PA-1
Rep. John KatkoR-NY-24
Rep. Fred UptonR-MI-6
Rep. Anthony GonzalezR-OH-16
Rep. Peter MeijerR-MI-3
Rep. David JoyceR-OH-14
Rep. Maria SalazarR-FL-27
Rep. Young KimR-CA-39
Rep. Chris SmithR-NJ-4
Rep. Don BaconR-NE-2
Rep. David ValadaoR-CA-21
Rep. Andrew GarbarinoR-NY-2
Rep. Jaime Herrera BeutlerR-WA-3
Rep. Dan NewhouseR-WA-4
Rep. Rodney DavisR-IL-13
Rep. David McKinleyR-WV-1
Rep. Nicole MalliotakisR-NY-11
Rep. Mariannette Miller-MeeksR-IA-2
Rep. Michael TurnerR-OH-10
Rep. Carlos GimenezR-FL-26
Rep. Chris JacobsR-NY-27
Rep. Tom ColeR-OK-4
Rep. Tony GonzalesR-TX-23
Rep. Mario Diaz-BalartR-FL-25
Rep. Jay ObernolteR-CA-8
Rep. Mike SimpsonR-ID-2
Rep. Steve WomackR-AR-3
Rep. Ken CalvertR-CA-42
Rep. Hal RogersR-KY-5
Rep. Blake MooreR-UT-1
Rep. Michael McCaulR-TX-10
Rep. Mike BostR-IL-12
Rep. Glenn ThompsonR-PA-15
Rep. Michelle SteelR-CA-48
Rep. Mike GarciaR-CA-25
Rep. Ashley HinsonR-IA-1
Rep. Ann WagnerR-MO-2
Rep. Guy ReschenthalerR-PA-14
Rep. Nancy MaceR-SC-1
Rep. Mark AmodeiR-NV-2
Rep. Pete StauberR-MN-8
Rep. Bill JohnsonR-OH-6
Rep. Steve ChabotR-OH-1
Rep. Garret GravesR-LA-6
Rep. Elise StefanikR-NY-21
Rep. French HillR-AR-2
Rep. Jefferson Van DrewR-NJ-2
Rep. Cathy McMorris RodgersR-WA-5
Rep. Dusty JohnsonR-SD
Rep. Patrick McHenryR-NC-10
Rep. Stephanie BiceR-OK-5
Rep. John CurtisR-UT-3
Rep. Mike CareyR-OH-15
Rep. Frank LucasR-OK-3
Rep. Mike GallagherR-WI-8
Rep. Larry BucshonR-IN-8
Rep. Julia LetlowR-LA-5
Rep. Darrell IssaR-CA-50
Rep. Mike RogersR-AL-3
Rep. Brett GuthrieR-KY-2
Rep. Troy BaldersonR-OH-12
Rep. Bryan SteilR-WI-1
Rep. Richard HudsonR-NC-8
Rep. Daniel MeuserR-PA-9
Rep. Michael WaltzR-FL-6
Rep. Vern BuchananR-FL-16
Rep. Victoria SpartzR-IN-5
Rep. Andy BarrR-KY-6
Rep. Gus BilirakisR-FL-12
Rep. Lee ZeldinR-NY-1
Rep. Mike KellyR-PA-16
Rep. Chris StewartR-UT-2
Rep. Jack BergmanR-MI-1
Rep. Tom EmmerR-MN-6
Rep. Randy FeenstraR-IA-4
Rep. Dan CrenshawR-TX-2
Rep. Lloyd SmuckerR-PA-11
Rep. Burgess OwensR-UT-4
Rep. Kevin McCarthyR-CA-23
Rep. Sam GravesR-MO-6
Rep. Robert WittmanR-VA-1
Rep. Kay GrangerR-TX-12
Rep. Darin LaHoodR-IL-18
Rep. Neal DunnR-FL-2
Rep. Kelly ArmstrongR-ND
Rep. Gregory MurphyR-NC-3
Rep. Brad WenstrupR-OH-2
Rep. Jackie WalorskiR-IN-2
Rep. John RutherfordR-FL-4
Rep. Kevin BradyR-TX-8
Rep. Cliff BentzR-OR-2
Rep. Jake LaTurnerR-KS-2
Rep. Tom RiceR-SC-7
Rep. Robert LattaR-OH-5
Rep. Joe WilsonR-SC-2
Rep. Tim WalbergR-MI-7
Rep. Blaine LuetkemeyerR-MO-3
Rep. Bill HuizengaR-MI-2
Rep. Fred KellerR-PA-12
Rep. Chuck FleischmannR-TN-3
Rep. Morgan GriffithR-VA-9
Rep. Vicky HartzlerR-MO-4
Rep. Carol MillerR-WV-3
Rep. Claudia TenneyR-NY-22
Rep. Buddy CarterR-GA-1
Rep. Jerry CarlR-AL-1
Rep. John MoolenaarR-MI-4
Rep. Jake EllzeyR-TX-6
Rep. James BairdR-IN-4
Rep. Brian MastR-FL-18
Rep. Doug LaMalfaR-CA-1
Rep. Michelle FischbachR-MN-7
Rep. Bob GibbsR-OH-7
Rep. Billy LongR-MO-7
Rep. Steve ScaliseR-LA-1
Rep. Alexander MooneyR-WV-2
Rep. Bruce WestermanR-AR-4
Rep. Adrian SmithR-NE-3
Rep. Austin ScottR-GA-8
Rep. James ComerR-KY-1
Rep. Bill PoseyR-FL-8
Rep. Robert AderholtR-AL-4
Rep. David SchweikertR-AZ-6
Rep. David RouzerR-NC-7
Rep. Madison CawthornR-NC-11
Rep. David KustoffR-TN-8
Rep. Lisa McClainR-MI-10
Rep. Rick CrawfordR-AR-1
Rep. Jason SmithR-MO-8
Rep. Matt GaetzR-FL-1
Rep. Scott DesJarlaisR-TN-4
Rep. Beth Van DuyneR-TX-24
Rep. Drew FergusonR-GA-3
Rep. Steven PalazzoR-MS-4
Rep. Markwayne MullinR-OK-2
Rep. Glenn GrothmanR-WI-6
Rep. Michael BurgessR-TX-26
Rep. Daniel WebsterR-FL-11
Rep. Pete SessionsR-TX-17
Rep. Roger WilliamsR-TX-25
Rep. Michael GuestR-MS-3
Rep. Mike JohnsonR-LA-4
Rep. William TimmonsR-SC-4
Rep. Kat CammackR-FL-3
Rep. John JoyceR-PA-13
Rep. Ted BuddR-NC-13
Rep. Doug LambornR-CO-5
Rep. Scott FranklinR-FL-15
Rep. Van TaylorR-TX-3
Rep. Debbie LeskoR-AZ-8
Rep. John CarterR-TX-31
Rep. Tom McClintockR-CA-4
Rep. Scott FitzgeraldR-WI-5
Rep. Warren DavidsonR-OH-8
Rep. Greg PenceR-IN-6
Rep. Virginia FoxxR-NC-5
Rep. Barry MooreR-AL-2
Rep. Troy NehlsR-TX-22
Rep. Thomas TiffanyR-WI-7
Rep. Trent KellyR-MS-1
Rep. Byron DonaldsR-FL-19
Rep. Clay HigginsR-LA-3
Rep. Gary PalmerR-AL-6
Rep. Mark GreenR-TN-7
Rep. Russ FulcherR-ID-1
Rep. Tim BurchettR-TN-2
Rep. Jeff DuncanR-SC-3
Rep. Jim BanksR-IN-3
Rep. Tracey MannR-KS-1
Rep. August PflugerR-TX-11
Rep. Thomas MassieR-KY-4
Rep. Barry LoudermilkR-GA-11
Rep. Jodey ArringtonR-TX-19
Rep. Ken BuckR-CO-4
Rep. Louie GohmertR-TX-1
Rep. John RoseR-TN-6
Rep. Diana HarshbargerR-TN-1
Rep. Kevin HernR-OK-1
Rep. Dan BishopR-NC-9
Rep. Mo BrooksR-AL-5
Rep. Ron EstesR-KS-4
Rep. Michael CloudR-TX-27
Rep. Pat FallonR-TX-4
Rep. Brian BabinR-TX-36
Rep. Rick AllenR-GA-12
Rep. Paul GosarR-AZ-4
Rep. Ben ClineR-VA-6
Rep. Yvette HerrellR-NM-2
Rep. Gregory SteubeR-FL-17
Rep. Jim JordanR-OH-4
Rep. Andy HarrisR-MD-1
Rep. Lauren BoebertR-CO-3
Rep. Jody HiceR-GA-10
Rep. Matthew RosendaleR-MT
Rep. Lance GoodenR-TX-5
Rep. Andy BiggsR-AZ-5
Rep. Scott PerryR-PA-10
Rep. Ronny JacksonR-TX-13
Rep. Marjorie GreeneR-GA-14
Rep. Mary MillerR-IL-15
Rep. Andrew ClydeR-GA-9
Rep. Chip RoyR-TX-21
Rep. Randy WeberR-TX-14
Rep. Bob GoodR-VA-5
Rep. Ralph NormanR-SC-5
Data notes
The House’s recorded vote on the final version of the law (roll call 693 in Voteview), matched to the vote the record cites and checked against its totals. Positions are each member’s DW-NOMINATE score for that Congress, as on the Ideology page; left to right is more liberal to more conservative. Paired and announced yea votes count as yea. Lists follow the compass, most liberal first. A name links to a profile only for members of the current Congress. A law passed by voice vote or unanimous consent has no member list, and neither does a vote Voteview has not yet recorded.
Committees
The committees the bill was sent to, and what each did with it.
Data notes
A committee links to its page only where it exists in the current Congress; older and renamed committees are named without a link.
Related bills
The record lists no related bills.
Data notes
Related bills are identified by the Congressional Research Service, the House and the Senate: companion and identical bills, bills with similar text, bills that were folded into this law, and rules that brought it to the floor. A bill that is itself a public law in this site’s data links here; the others link to Congress.gov.
Timeline
From introduction to signing, newest first: the committees, the floor and the president. 20 actions.
- Aug 5, 2022Became lawBecame law · Became Public Law No: 117-166.
- Became lawBecame law · Signed by President.
- Aug 2, 2022FloorFloor · Presented to President.
- Jul 28, 2022FloorFloor · Message on Senate action sent to the House.
- FloorFloor · Passed Senate without amendment by Voice Vote.
- CommitteeCommittee · Senate Committee on Small Business and Entrepreneurship discharged by Unanimous Consent.
- Jun 9, 2022CommitteeCommittee · Received in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship.
- Jun 8, 2022FloorFloor · Motion to reconsider laid on the table Agreed to without objection.
- FloorFloor · On motion to suspend the rules and pass the bill Agreed to by the Yeas and Nays: (2/3 required): 421 - 0 (Roll no. 246).House roll call 246
- FloorFloor · Considered as unfinished business.
- Jun 7, 2022FloorFloor · At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed.
- FloorFloor · DEBATE - The House proceeded with forty minutes of debate on H.R. 7352.
- FloorFloor · Considered under suspension of the rules.
- FloorFloor · Ms. Velazquez moved to suspend the rules and pass the bill.
- May 17, 2022CalendarCalendar · Placed on the Union Calendar, Calendar No. 246.
- CommitteeCommittee · Reported by the Committee on Small Business. H. Rept. 117-328.
- May 11, 2022CommitteeCommittee · Ordered to be Reported by Voice Vote.
- CommitteeCommittee · Committee Consideration and Mark-up Session Held.
- Mar 31, 2022CommitteeCommittee · Referred to the House Committee on Small Business.
- IntroducedIntroduced · Introduced in House
Data notes
Every action the Library of Congress lists for the bill, from introduction to signing, plus the dated committee hearings. The source lists many steps twice (the chamber’s own entry and the Library of Congress copy, or a presidential and a became-law entry with the same words); those are shown once. Amendments are listed in their own section.
Amendments
No amendments to this bill are on record.
Data notes
Amendments offered to this bill in either chamber, as the Library of Congress records them: each with a status read from its last recorded step: agreed to, rejected, withdrawn, ruled out of order, fell with another amendment, or offered with no vote recorded (most Senate amendments are only ever offered). The wording of each amendment is the source’s. Amendments to amendments and amendments to other bills are not listed.
Official record
The bill’s full text is on Congress.gov. Data through Oct 7, 2026.