InsideGov
Congress · Laws

Protecting Affordable Mortgages for Veterans Act of 2019

Public Law 116-33 · S. 1749 · 116th Congress · began in the Senate

Signed by Donald Trump (R) on Jul 25, 2019 · Housing and Community Development

Sponsor: Sen. Kyrsten Sinema (D-AZ)

Cosponsors (1): Sen. Thom Tillis

Passage votes

  • HouseUnanimous consent
  • SenateVoice vote
Data notes

The final version of the law, as each chamber passed it. A chamber that passed it by voice vote or unanimous consent has no count. “Method not stated” means the record does not say how the chamber voted. Where the record has a member-by-member vote, the “Who voted for it” section shows who voted yea.

Report a correction

Summary

The Congressional Research Service’s plain-language summary of what the law does.

Protecting Affordable Mortgages for Veterans Act of 2019

This bill revises loan seasoning requirements related to a refinanced Department of Veterans Affairs (VA) housing loan. Under current law, the VA is prohibited from guaranteeing a refinanced home loan until the date that is the later of (1) the date on which the sixth monthly payment is made, or (2) the date that is 210 days after the first payment is made. This bill modifies this date to (1) when the borrower has made six consecutive monthly payments, or (2) 210 days after the first payment is due.

Committees

The committees the bill was sent to, and what each did with it.

Data notes

A committee links to its page only where it exists in the current Congress; older and renamed committees are named without a link.

Report a correction

Related bills

1 bill the Library of Congress relates to this one.

  • H.R. 1988Related bill

    Protecting Affordable Mortgages for Veterans Act of 2019

Data notes

Related bills are identified by the Congressional Research Service, the House and the Senate: companion and identical bills, bills with similar text, bills that were folded into this law, and rules that brought it to the floor. A bill that is itself a public law in this site’s data links here; the others link to Congress.gov.

Report a correction

Timeline

From introduction to signing, newest first: the committees, the floor and the president. 14 actions.

  1. Jul 25, 2019Became lawBecame law · Became Public Law No: 116-33.
  2. Became lawBecame law · Signed by President.
  3. Jul 15, 2019FloorFloor · Presented to President.
  4. Jul 9, 2019FloorFloor · Motion to reconsider laid on the table Agreed to without objection.
  5. FloorFloor · On passage Passed without objection.
  6. FloorFloor · Considered by unanimous consent.
  7. FloorFloor · Mr. Clay asked unanimous consent to discharge from committee and consider.
  8. CommitteeCommittee · Committee on Veterans' Affairs discharged.
  9. CommitteeCommittee · Committee on Financial Services discharged.
  10. Jun 10, 2019FloorFloor · Received in the House.
  11. FloorFloor · Message on Senate action sent to the House.
  12. CommitteeCommittee · Referred to the Committee on Financial Services, and in addition to the Committee on Veterans' Affairs, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
  13. Jun 5, 2019FloorFloor · Introduced in the Senate, read twice, considered, read the third time, and passed without amendment by Voice Vote.
  14. IntroducedIntroduced · Introduced in Senate
Data notes

Every action the Library of Congress lists for the bill, from introduction to signing, plus the dated committee hearings. The source lists many steps twice (the chamber’s own entry and the Library of Congress copy, or a presidential and a became-law entry with the same words); those are shown once. Amendments are listed in their own section.

Report a correction

Amendments

No amendments to this bill are on record.

Data notes

Amendments offered to this bill in either chamber, as the Library of Congress records them: each with a status read from its last recorded step: agreed to, rejected, withdrawn, ruled out of order, fell with another amendment, or offered with no vote recorded (most Senate amendments are only ever offered). The wording of each amendment is the source’s. Amendments to amendments and amendments to other bills are not listed.

Report a correction

Official record

The bill’s full text is on Congress.gov. Data through Oct 7, 2026.