Competitive Health Insurance Reform Act of 2020
Public Law 116-327 · H.R. 1418 · 116th Congress · began in the House
Signed by Donald Trump (R) on Jan 13, 2021 · Health
Sponsor: Rep. Peter DeFazio (D-OR-4)
Cosponsors (51): Rep. Paul Gosar, Rep. Gregory Meeks,
Passage votes
- HouseVoice vote
- SenateUnanimous consent
Data notes
The final version of the law, as each chamber passed it. A chamber that passed it by voice vote or unanimous consent has no count. “Method not stated” means the record does not say how the chamber voted. Where the record has a member-by-member vote, the “Who voted for it” section shows who voted yea.
Summary
The Congressional Research Service’s plain-language summary of what the law does.
Competitive Health Insurance Reform Act of 2020
This bill declares that nothing in the McCarran-Ferguson Act modifies, impairs, or supersedes the operation of antitrust laws with respect to the business of health insurance, including the business of dental insurance. This declaration does not apply to a contract, combination, or conspiracy to (1) collect, compile, or disseminate historical loss data; (2) determine a loss development factor for historical loss data; (3) perform actuarial services if the collaboration does not involve a restraint of trade; or (4) develop or disseminate a standard insurance policy form if adherence to the form is not required.
Prohibitions against unfair methods of competition apply to the business of health insurance without regard to whether the business is for profit.
Committees
The committees the bill was sent to, and what each did with it.
Judiciary Committee · House · referred toSubcommittee: Administrative State, Regulatory Reform, and Antitrust Subcommittee
Data notes
A committee links to its page only where it exists in the current Congress; older and renamed committees are named without a link.
Related bills
4 bills the Library of Congress relates to this one.
H.R. 1332Related bill
Fair Care Act of 2019
H.R. 8527Related bill
Fair Care Act of 2020
S. 350Identical bill
Competitive Health Insurance Reform Act of 2019
S. 4796Related bill
Fair Care Act of 2020
Data notes
Related bills are identified by the Congressional Research Service, the House and the Senate: companion and identical bills, bills with similar text, bills that were folded into this law, and rules that brought it to the floor. A bill that is itself a public law in this site’s data links here; the others link to Congress.gov.
Timeline
From introduction to signing, newest first: the committees, the floor and the president. 15 actions.
- Jan 13, 2021Became lawBecame law · Became Public Law No: 116-327.
- Became lawBecame law · Signed by President.
- Jan 1, 2021FloorFloor · Presented to President.
- Dec 22, 2020FloorFloor · Message on Senate action sent to the House.
- FloorFloor · Passed Senate without amendment by Unanimous Consent.
- CommitteeCommittee · Senate Committee on the Judiciary discharged by Unanimous Consent.
- Sep 22, 2020CommitteeCommittee · Received in the Senate and Read twice and referred to the Committee on the Judiciary.
- Sep 21, 2020FloorFloor · Motion to reconsider laid on the table Agreed to without objection.
- FloorFloor · On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote.
- FloorFloor · DEBATE - The House proceeded with forty minutes of debate on H.R. 1418.
- FloorFloor · Considered under suspension of the rules.
- FloorFloor · Ms. Scanlon moved to suspend the rules and pass the bill, as amended.
- Apr 8, 2019CommitteeCommittee · Referred to the Subcommittee on Antitrust, Commercial, and Administrative Law.
- Feb 28, 2019CommitteeCommittee · Referred to the House Committee on the Judiciary.
- IntroducedIntroduced · Introduced in House
Data notes
Every action the Library of Congress lists for the bill, from introduction to signing, plus the dated committee hearings. The source lists many steps twice (the chamber’s own entry and the Library of Congress copy, or a presidential and a became-law entry with the same words); those are shown once. Amendments are listed in their own section.
Amendments
No amendments to this bill are on record.
Data notes
Amendments offered to this bill in either chamber, as the Library of Congress records them: each with a status read from its last recorded step: agreed to, rejected, withdrawn, ruled out of order, fell with another amendment, or offered with no vote recorded (most Senate amendments are only ever offered). The wording of each amendment is the source’s. Amendments to amendments and amendments to other bills are not listed.
Official record
The bill’s full text is on Congress.gov. Data through Oct 7, 2026.